5 Online Businesses To Start With Zero Investment and Earn $5,000 Every Month - iAffiliate Club

In this article, you will learn about 5 types of online businesses you can start with ZERO investment and earn $5000 per month easily.

The most crucial difference between rich people and not-so-rich ones is the attitude of the person. In order to become truly rich, you need to adjust your behavior, thought process, and decision-making skills.

Wealthy people constantly think about increasing their income and then getting big returns on their investment. This article will teach you how you can earn 5000 per day without investment. Currious? Let’s dive in!

If you are employed in a company as an employee, your main revenue source is the paycheck you get at the end of the week or month from your boss.

They create various sources of income and brainstorm on increasing revenue by combining income sources.

That is a fixed income, and trust me, that salary can never make you truly rich. It is necessary to add more streams of income and increase your money-making projects or savings so that you will accumulate increasing compound income. 

It will lead to economic independence as well as financial security.

Having an online business allows you to work from the comfort of your home and expand your money-making business without investing too much money upfront.

Today we are going to discuss 5 online businesses to start with zero investment and earn $5,000 every month. If that sounds like something you would love to know more about, just keep reading.

Imagine that you plan to start a brick building company, then how much investment you need to make or arrange?

The answer is: you will need a minimum of $60,000 – $80,000 as operating capital to even begin a brick building company, and it may take 2 – 4 years to get the ROI.

Likewise, suppose you intend to even start a tiny bakery. In that case, that too will require a fair amount of upfront expenses. You have to be there physically, sitting and working in the bakery or hire more people to do that for you, which means further expenses.

That means, if you start a physical business, you will be bounded to remain the bakery or the office and have to keep thinking about getting your ROI first before making any further profit, as you have invested so much money in there.

Unlike these real businesses, the initial investment is nearly ZERO in starting an online business

With as little as $100 to get started, you can build an outstanding online business and grow it to as much as $10,000 per month income source.

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I am telling you these figures based on my personal experience with online businesses, and I can honestly guarantee that it is 100% possible, believe me.

The only thing that you will need is to have some patience and put all your efforts into it (we are talking about just a few hours a day, maximum 3-4).

When I resigned from my corporate job at a big company back in 2010 and began my own online business, the initial investment I had to put upfront was just $70, and my online business turned into $10000 per month income source in merely 1 year. 

These days, it will not require even that much time, because social media sites are brilliant tools for promotion.

Don’t Invest, Reinvest Instead

Internet business is very simple to begin, and in many cases, will need zero investment at the very beginning. 

However, if you want to grow, you should reinvest the profit. 

Let’s say, once you started making around $3,000 – $4,000 per month, you should begin investing in (expanding) traffic and other promotional methods.

Suppose you are not greedy and don’t need to cover your bills. In that case, I’d even recommend doing it sooner, the moment first substantial earnings come along. 

As we have already promised in the blog post title, in this article, you will learn about 5 online businesses to start with zero investment and earn $5,000 every month.

You can start today without even any technical experience and zero investment. 

So, let’s dive right in!

Professional Blogging

Launch a blog about your expertise’s niche and generate traffic from search engines and social media sites. If you read our blog often, you know I am a big advocate of micro-niches. They are a gold mine for generating highly relevant traffic.

I would also strongly recommend writing a blog on a subject that is dear to your heart.

As you will have to write articles daily or at least a few times a week, it is crucial that you have to be interested in the subject that you will be covering. If you don’t have a passion for the topic you are covering, you will get bored very quickly, and the blog will soon become a burden, so you will stop updating it.

Once you start seeing substantial traffic, let’s say 10,000 visitors per month, you can incorporate the Google Adsense ads, which are relevant ads displayed in the context of your blog posts. 

Once you get approved at Google Adsense (and you can, of course, apply sooner), you can start making between $60 – $120 a month of extra income. As your blog’s traffic will grow, the earnings will increase as well.

With Google Adsense, you can expect to make about $3 – $7 per 1,000 views (Cost Per Mile). In other words, if your blog is getting 50,000 views a month, you should expect to receive $150 – $350 per month from Adsense alone. 

Remember: it is important to put the ads at the best location to get more clicks. 

Since Google Adsense is CPC (Cost per Click) ad network, you earn money only when a visitor clicks on the ads appearing on your business blog.

I began my online business journey from a blog, and within a few years, I started earning $50,000, mostly from ads.

Affiliate Marketing

Affiliate marketing business is only effective if you are good at selling something. 

For affiliate marketing, having a website is not a must (as you know, you can make money from affiliate marketing without a website), but it’s good to have.

Having a website tied to your affiliate marketing business makes your life a lot easier.

Now you need to select products that have a high commission payout rate.

You will have to recommend and offer the product from your website or with your affiliate link, and you will receive a cut for every sale.

As you can see from the screenshot above, not all offers pay equally well. Some pay $100 per sale, while others $1.

For instance, Amazon offers an option to receive an affiliate commission on its products if you sign up for their partner program. 

If you put a banner advertising a newly published book on your website and somebody buys it, you will get a commission.

In affiliate marketing, you don’t need to promote a product or provide any service, and yet you can make a fair amount of money. 

I managed to make $100,000 in just 24 months after my website was launched with affiliate marketing alone. 

You can find fitting products on the most popular affiliate marketing portals such as:

These are reputable websites that pay a fair commission on sales and have a great dashboard where you can monitor your earnings.

Tip: Stick to only 3 – 4 products and keep promoting those for a few months.

eCommerce Portal

You can sell items on the Internet and receive a payment using various payment gateways. 

This process may seem quite complex, but trust me, it is very simple. I have already mentioned a few tools to set up an eCommerce website without much effort, so feel free to read our previous blog posts on the subject.

Once your eCommerce website is up and running, you can list the goods you sell and start marketing them, so you will generate as many sales as possible. 

Once your traffic starts growing, the sales will automatically increase.

If you are starting an eCommerce website, I suggest the following wordpress plugins, if you run it on WP:

  • WooCommerce – For physical products
  • Shopify
  • Easy Digital Downloads – For digital products

With these tools and minimum investment, you can start your online business.

Today, there are advertisers and publishers on the Internet, and many businesses work around this business model. 

Advertisers are the firms promoting their products or services, while publishers are site or blog owners where these ads can be displayed. 

If you are good at communicating with people, you can connect the two.

All you need to do is create a list of publishers and get a quote from their side to know how much they charge for ads on their website.

Once you have publishers and their prices set up, all you need to do is get in touch with advertisers and offer them”packages” of adverting. 

This is a win-win situation for everyone. 

For ads agency business, you need to set up a website and an email address and network software that is all. 

Online Education

If you have knowledge of something and would like to teach people, this business is perfect for you. 

Start off by creating small 10 – 20 minutes videos on the topic and upload it on YouTube, in the “education” section. 

Read our full guide to making money on YouTube and YouTube affiliate marketing.

Start promoting your video(s) on your website and on your social media profiles.

On your website, you can offer a 20 lesson package (for example). Your visitors will buy the package they are interested in. You can run your online education business by spending about 2 hours per day only.

Never Compromise on Building a Strong Foundation

When I was starting my online business, such details and good guides were not available. 

I made several mistakes and learned many things the hard way, but here I share my knowledge with you. 

My only purpose with this article is that you should not make those mistakes and build a great online business for extra income.

I would also give you one good advice: even if this online business is your side income, take things seriously and approach it professionally, as you would do with any other business. 

Tip: Track your tasks, goals, and time so that you can measure success at the end of the month.

Also, I want to share my most recommended tools for starting an online business with zero investment. Some of these tools are either free or free to try. I also have a great post on 50 best free online tools for online business.

Email Autoresponder – When I launched my first blog back in 2006, I was not aware of this wonderful practice. 

The most valuable asset that you build along with your blog is the email list. 

I started late and left way too much money on the table. My bad. 

Such an email list of subscribers is the ultimate money-making machine that will grow with time. I strongly recommend Aweber or MailChimp email auto-responders. It comes packed with features like followups, smart delivery options, segments, and more.

Hosting Service – a hosting server is required to keep your blog’s data and keep the website live. There is a gazillion of hosting service providers available on the Internet, and you will find some providers offering the service even for free. 

Don’t ever go for a free hosting service, as tempting as it may sound. 

You will compromise the website’s security and traffic. In the long run, you will feel bad about making the wrong decision. 

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Good hosting service makes sure that your site is secure, and it loads your pages fast (which improves your SEO). After working with so many hosting service providers in the past, I found Hostgator and Dreamhost to be reliable and good. I used both and had a good experience with them.

You can always scale vertically as you grow your traffic, and the starting package may not be sufficient. If you have a good starting budget (and you are not looking to start your business with zero investment like all the other readers) – go with WP Engine.

Website Platform – If you plan on building a website, WordPress is the best platform. Believe me, I have had so many websites, and they all run on WordPress. If I had a running website on a different platform, I always had to convert it to WP, eventually. 

It can run all types of websites from personal blogs to eCommerce, and it’s absolutely free

Once the WordPress setup is done, you can choose from hundreds of available themes. There are tons of free and paid themes. If you are on a tight budget, you will definitely find a high-quality free theme from the WordPress themes directory.

Many themes also come with a drag and drop page builder, which allows you to customize your website depending on your needs. Beaver Builder plugin does that, and it’s also free, so we are still sticking to the “start with zero investment” principle. It is one of the most recommended page builder plugins and loved by the WordPress community too.

Google Keyword Planner – is another essential tool. Before writing your first blog post, or creating a page on your website, check your main keyword popularity on Google Keyword Planner.  

Google Keyword Planner is a free service available under the Google Adwords program to help you learn the keyword’s demand. 

For instance, if you plan to start an ad agency, search for the terms “digital marketing” in Google Keyword Planner and check its demand and traffic. Of course, this is a highly competitive keyword, and you may look for micro niche alternatives, where you can rank better.

Moz Open Site Explorer – This free version of their premium tool from Moz allows you to understand your competition in a more beneficial way. 

Before you begin writing or launching your website, you can utilize this tool to learn about the available competition and realistically set goals.

Starting a business is easy, but you need to think about growing it further after a certain period. That’s why I would also recommend reading books and blogs related to online businesses and marketing, or even your specific niche.


Today we have answered the question, how to make 5000 a month. If you want to start with zero investment and earn $5,000 per month – it’s possible. In this article, we have covered 5 businesses you can start right now (with zero investment upfront!) to gradually gain traffic, target visitors, and generate sales and prospects. If you set your goals correctly, you can quit your job within a few months of starting your online business, and once you start to earn $5000 every month, you will see that these methods work.